← Back to Resources
FreeSpreadsheet

Retirement Readiness Planner

Project retirement needs, identify your savings gap, and see whether your plan is on track.

RetirementSavings GapProjectionsPlanning

What it helps you understand

How much you may need at retirement, whether current savings are on pace, and what gap remains.

What's included

Project your retirement needs, savings gap, and whether your current plan is on track.

Retirement Needs

Estimate annual spending and total capital required at retirement.

Savings Gap

Compare projected savings against your target retirement number.

On-Track Indicator

See whether your current contributions and growth assumptions keep pace.

Scenario Inputs

Adjust retirement age, return assumptions, and contribution levels.

Who it is for

  • You are within 10–20 years of retirement and want a clearer picture.
  • You have retirement accounts but aren't sure if you're on track.
  • You want a structured way to stress-test your retirement assumptions.
  • You prefer a spreadsheet before moving to connected planning tools.

Get your copy

Enter your email on the next step and your workbook will open in Google Sheets, where you can save your own editable copy.

Spreadsheets help organise your finances. Navira helps you see how everything connects.