Free Net Worth Spreadsheet Template
This free net worth spreadsheet is a template for listing assets and liabilities and seeing what remains. It is useful if you want a simple workbook you fill in yourself — not a live account feed. The question it helps answer is: what do I own, what do I owe, and what is left?
What it helps you understand
Your assets, your debts, and your net worth as one snapshot you can refresh when the numbers change.
What you enter
- Cash, savings, investments, retirement accounts, property, and other assets you want included
- Mortgages, credit cards, loans, and other liabilities
- Ownership share where you do not own an asset outright
- Updated balances when you next review the picture
What you get
A free template to list assets and liabilities, calculate net worth, and update the picture in a spreadsheet you keep.
What You Own
List your cash, investments, retirement accounts, property, employee stock, vehicles, and other assets.
What You Owe
Track mortgages, credit cards, loans, and other liabilities in one place.
Net Worth Summary
See total assets, total liabilities, and your ownership-adjusted net worth.
Monthly Tracker
Update your numbers once a month and see how your net worth changes over time.
How to use it
- Download the spreadsheet and save your own Google Sheets copy.
- Enter what you own and what you owe. A reasonable estimate is enough to start.
- Review total assets, total liabilities, and net worth.
- Update the same sheet when balances change so you can see the trend.
Your data stays in your spreadsheet
You enter the figures in your own copy of the spreadsheet. Calculations stay in that file. Navira does not connect to your bank to fill it in.
Who it is for
- You have assets and debts across different places and want one simple view.
- You want to understand whether your overall financial position is improving.
- You share ownership of property or assets and want to avoid overstating your net worth.
- You prefer a spreadsheet before moving to connected planning tools.
A natural next step
Want to track your net worth over time without maintaining a spreadsheet? Explore Navira's Net Worth Tracker.
Related guides
Get your copy
Enter your email on the next step and your workbook will open in Google Sheets, where you can save your own editable copy.
Spreadsheets help organise your finances. Navira helps you see how everything connects.
This content is for educational purposes only and is not financial advice.