Multi-Currency Net Worth Spreadsheet
Someone with cash in one currency, investments in another, and property in a third can still need a single net worth figure. This spreadsheet lets you record accounts in their native currencies, apply conversion rates you enter, and see a consolidated total in a base currency you choose.
What it helps you understand
How cash, investments, property, and other assets in different currencies add up once you apply conversion rates to a base currency you choose.
What you enter
- Bank, investment, and other asset accounts in the currency they are actually held in
- Liabilities in their own currencies, if you include them
- The base currency you want to think in
- Conversion rates you enter when you update the sheet
What you get
A free template for cash, investments, property, and other assets held in different currencies — with one consolidated view in the base currency you choose.
Account Register
Log bank, investment, and asset accounts in their native currencies.
FX Reference
Enter conversion rates to view totals in your preferred base currency. Rates are the ones you supply — not a live feed.
Wealth Summary
See consolidated net worth alongside currency-level breakdowns.
Change Tracker
Monitor how your total wealth shifts over time as balances move.
How to use it
- Download the spreadsheet and save your own Google Sheets copy.
- Log each account in its native currency.
- Enter conversion rates for the date you are reviewing, then check the consolidated total.
- Update balances and rates when your situation or the rates you use change.
Your data stays in your spreadsheet
You enter balances and conversion rates in your own copy of the spreadsheet. Navira does not pull live FX rates into this file or connect to your bank to fill it in.
Who it is for
- You hold money in more than one currency.
- You want a single view of wealth across currencies, using conversion rates you enter.
- You live, work, or invest across countries.
- You outgrew a single-currency net worth tracker.
A natural next step
Want a consolidated net worth view across currencies without maintaining conversion rates in a spreadsheet? Explore Navira's Net Worth Tracker.
Related guides
Get your copy
Enter your email on the next step and your workbook will open in Google Sheets, where you can save your own editable copy.
Spreadsheets help organise your finances. Navira helps you see how everything connects.
This content is for educational purposes only and is not financial advice.