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FreeSpreadsheet

FIRE Tracker

Estimate your financial independence number and track progress toward work-optional freedom.

FIREFinancial IndependenceSavings RateNet Worth

What it helps you understand

Your target FIRE number, current savings rate, and how close you are to the point where work becomes optional.

What's included

Estimate your financial independence number and track how close you are to work-optional freedom.

FIRE Number

Estimate the portfolio size needed to support your desired lifestyle.

Savings Rate

Track how much of your income is building toward independence.

Progress Tracker

See how your net worth compares to your target over time.

Assumptions Panel

Adjust withdrawal rates, growth assumptions, and timelines.

Who it is for

  • You are pursuing financial independence or early retirement.
  • You want a clear target number rather than vague savings goals.
  • You track net worth and want FIRE-specific progress metrics.
  • You prefer spreadsheets over complex planning software for now.

Get your copy

Enter your email on the next step and your workbook will open in Google Sheets, where you can save your own editable copy.

Spreadsheets help organise your finances. Navira helps you see how everything connects.